When I started looking at houses I had a rough idea of
budget in mind and made sure it was stuck to. One thing to remember is the
deposit on a house is a significant amount of money. However, there are
additional costs which as a home buyer you need to take into consideration
before you rush out and use all your savings to buy sliding wardrobe doors.
You need to allow for solicitor fees, mortgage fees and then
if your property will require stamp duty you need to make sure this is also
paid. There are a lot of expenses that you are not always aware off when
purchasing, but bear in mind you need to allow for these before you confirm
what deposit you can offer.
Once you have made an offer and the mortgage application has
gone through, you will have paperwork with exchange dates and completion dates.
This is when you need to start looking at house insurance. Depending on the
area you are living in this can be expensive so start looking around for quotes
so you know how much you need to allocate and how much can be spent on getting designer sliding door wardrobes.
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